Should You Purchase A Trampoline For Your Home?Article Posted by Expert Author: Carly Jorge on 04/08/2013
If you've been reading or watching the news lately, then you already know that a trampoline can offer you and your family a host of health benefits when it's been set up properly and if careful supervision occurs. But even the most diligent parents can't protect their home and property from liabilities resulting from the ownership of a trampoline.
The risks of owning a trampoline are many; so much so, that Austin homeowners insurance companies consider them 'attractive nuisances' and have specifically excluded them from policy coverage. An 'attractive nuisance' is anything that invites trespassers. Even if you have taken every precaution to prevent injury, someone who comes onto your property uninvited, uses your trampoline and sustains injury as a result can cause you to be guilty of negligence.
Checking with your insurance company before you purchase a trampoline is the best way to be prepared. Should you wait until after you've purchased it and not inform your insurance company, they may visit your home for an inspection and do have the authority to order its take-down and removal.
If you have questions like this one that may impact your potential liability in any given situation, check it out at The Home Protection Geek. Our site is dedicated to helping consumers identify and answer important questions surrounding the protection of their most important asset - their home.
Article Posted In: Useful Tips Homeowners Insurance
Categories: Homeowners Insurance, Finding Discounts, Useful Tips, Home Owners Insurance by City, News,