Don't Get Scammed By Your Home's Hail DamageArticle Posted by Expert Author: Carly Jorge on 04/08/2013
If your home has been through a hail storm and you've got visible damage that can lend proof to your claim, you may think that's as good as money in the bank. But the truth is that you could be very vulnerable to fraud by home repair scammers.
This type of insurance scam usually results in the making of unnecessary repairs to your home by the scammers, who try to charge insurers for them. Other fraudulent home repair companies may actually cause additional damage to your home's siding or roof in order to necessitate more repairs.
You should be suspicious if, very shortly following a storm, a company approaches you about making repairs. Many of these scammers actually track the storms moving over an area in order to better target their victims. You can protect yourself by:
- Getting more than one estimate
- Demanding a contract be created which includes the costs, payment schedule and work to be completed
- Keeping detailed records of the damage to your home, including when and how the damage occurred and photos of the damage.
Once all is said and done, considering how to protect your home from future hail damage will not only keep scammers at bay, but could net you homeowners insurance discounts as well.
To learn about the various perils that this type of insurance covers, check out http://www.homeownersinsurancegeek.com/ for the latest in news, tips, and solid advice. Your home is one of your most precious assets . . . make sure you're covered in the event of an emergency.
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